Microfinance in Vietnam

Nghiem, Hong Son, Coelli, Tim and Rao, Prasada (2013). Microfinance in Vietnam. In Jonathan H. Westover (Ed.), Social entrepreneurship and microfinance (pp. 188-213) Champaign, IL, United States: Common Ground Publishing.

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Name Description MIMEType Size Downloads
Author Nghiem, Hong Son
Coelli, Tim
Rao, Prasada
Title of chapter Microfinance in Vietnam
Title of book Social entrepreneurship and microfinance
Place of Publication Champaign, IL, United States
Publisher Common Ground Publishing
Publication Year 2013
Sub-type Research book chapter (original research)
Open Access Status
ISBN 9781612292458
Editor Jonathan H. Westover
Chapter number 15
Start page 188
End page 213
Total pages 26
Total chapters 16
Collection year 2014
Language eng
Abstract/Summary A large amount of donor money and government money is spent on microfinance programs in developing countries around the world. However, there is very little quantitative research available on the relative efficiency of these programs. This research investigates the efficiency of the microfinance industry in Vietnam through a survey of 46 schemes in the north and the central regions. Data Envelopment Analysis (DEA) methods are used to assess the technical efficiency and scale efficiency of the microfinance schemes. Given the lack of previous studies in this industry, we review the various approaches to variable selection used in the financial institutions literature and amend the socalled “production” approach to accommodate the poverty reduction focus of microfinance. The empirical results reveal that the average technical efficiency scores of schemes surveyed is 80%. A second stage regression analysis is used to assess the impact of a variety of environmental variables upon the efficiency of the schemes. The age and the location of the scheme are found to have a significant influence upon efficiency.
Keyword Microfinance
Poverty reduction
Q-Index Code B1
Q-Index Status Confirmed Code
Institutional Status UQ

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Created: Wed, 26 Jun 2013, 12:06:32 EST by Chesne McGrath on behalf of Medicine - Royal Brisbane and Women's Hospital